Directions

Read the following passage carefully and answer the questions given below them. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

The monsoon season is here. If the past few years are anything to go by, the country will have to brace for costly environmental disasters. The impact of climate change are no longer risks that exist in the distant future. A recent HSBC Global Research report found India to be the most vulnerable of the 67 countries assessed for their vulnerability to and preparedness for climate change risks. The need to address these challenges is more urgent than ever.

India is making big efforts in that direction. But more needs to be done. A climate-resilient economy cannot be a priority only for the government. Companies, regulators, banks and financial institutions need to be part of the effort. The government aims to source 175 GW of power from renewables by 2022 and for nearly 57 per cent of total electricity capacity to come from non-fossil fuels by 2027. All of this will require billions of dollars worth of investments.

It has been estimated that approximately $100 trillion of additional investment will be required between 2016 and 2030 to sync the imperatives of global development with that of addressing the challenge of climate change. Financing clean energy infrastructure, sustainable transport, energy efficiency and waste management are among the key imperatives today. Growth and diversification of the market remain key targets.

Banks and financial institutions are key intermediaries between investors who are keen to put more of their cash into low-carbon, sustainable projects and those requiring capital. Globally, green finance is gaining prominence as a medium to raise funds for environment-friendly and climate-resilient projects. The appetite for green investment opportunities is growing with European and US investors, in particular, committed to increasing their climate-related holdings.

In India the concept of green financing is nascent. Take the green bond market. Green bond issuance in India rose sharply last year — to more than $4 billion from $1.3 billion in 2016, according to data provider Dealogic. While this is a welcome development, it is just a drop in the ocean against India’s climate change-related investment needs.

Measures to encourage green-bonds could help raise finances needed to “green” India’s economy. These could include steps to reduce some of the regulatory constraints that currently hamper international investments as well as local pools of capital. There is scope for guidelines asking provident funds, pension funds and insurance companies to invest a portion of their assets under management in green bonds. The government could offer tax incentives to encourage mutual fund and other onshore investors to invest in local green bonds. Currently, there is no incentive for onshore investors to buy labelled green bonds or make green investments. India could also look at issuing a sovereign green bond, like France did to great effect last year. This would help push climate-change considerations into the limelight and provide a welcome market benchmark. Diversifying the green bond market beyond project finance assets into corporate loans, and working more with mid-sized companies (mid-cap market), will go a long way towards building up the green financing ecosystem. Allowing banks to claim “priority sector benefits” on their green investments would also help.

Knowledge sharing across regions and institutions is critical to ensure that initiatives that are successful in one location get replicated expeditiously. Steps such as these could help India to draw in more of foreign capital — this would be especially welcome given that global investors are increasingly factoring climate change into their assessments of a country’s overall economic performance. Amid all the issues that concern us — poverty, education, employment, health — it is easy to forget that global warming is one of the most critical challenges we face. We need to do a lot more and a lot sooner or risk an environmental crisis.

What can we possibly infer from the following statement?

 The impact of climate change are no longer risks that exist in the distant future.

Directions

Read the following passage carefully and answer the questions given below them. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

The monsoon season is here. If the past few years are anything to go by, the country will have to brace for costly environmental disasters. The impact of climate change are no longer risks that exist in the distant future. A recent HSBC Global Research report found India to be the most vulnerable of the 67 countries assessed for their vulnerability to and preparedness for climate change risks. The need to address these challenges is more urgent than ever.

India is making big efforts in that direction. But more needs to be done. A climate-resilient economy cannot be a priority only for the government. Companies, regulators, banks and financial institutions need to be part of the effort. The government aims to source 175 GW of power from renewables by 2022 and for nearly 57 per cent of total electricity capacity to come from non-fossil fuels by 2027. All of this will require billions of dollars worth of investments.

It has been estimated that approximately $100 trillion of additional investment will be required between 2016 and 2030 to sync the imperatives of global development with that of addressing the challenge of climate change. Financing clean energy infrastructure, sustainable transport, energy efficiency and waste management are among the key imperatives today. Growth and diversification of the market remain key targets.

Banks and financial institutions are key intermediaries between investors who are keen to put more of their cash into low-carbon, sustainable projects and those requiring capital. Globally, green finance is gaining prominence as a medium to raise funds for environment-friendly and climate-resilient projects. The appetite for green investment opportunities is growing with European and US investors, in particular, committed to increasing their climate-related holdings.

In India the concept of green financing is nascent. Take the green bond market. Green bond issuance in India rose sharply last year — to more than $4 billion from $1.3 billion in 2016, according to data provider Dealogic. While this is a welcome development, it is just a drop in the ocean against India’s climate change-related investment needs.

Measures to encourage green-bonds could help raise finances needed to “green” India’s economy. These could include steps to reduce some of the regulatory constraints that currently hamper international investments as well as local pools of capital. There is scope for guidelines asking provident funds, pension funds and insurance companies to invest a portion of their assets under management in green bonds. The government could offer tax incentives to encourage mutual fund and other onshore investors to invest in local green bonds. Currently, there is no incentive for onshore investors to buy labelled green bonds or make green investments. India could also look at issuing a sovereign green bond, like France did to great effect last year. This would help push climate-change considerations into the limelight and provide a welcome market benchmark. Diversifying the green bond market beyond project finance assets into corporate loans, and working more with mid-sized companies (mid-cap market), will go a long way towards building up the green financing ecosystem. Allowing banks to claim “priority sector benefits” on their green investments would also help.

Knowledge sharing across regions and institutions is critical to ensure that initiatives that are successful in one location get replicated expeditiously. Steps such as these could help India to draw in more of foreign capital — this would be especially welcome given that global investors are increasingly factoring climate change into their assessments of a country’s overall economic performance. Amid all the issues that concern us — poverty, education, employment, health — it is easy to forget that global warming is one of the most critical challenges we face. We need to do a lot more and a lot sooner or risk an environmental crisis.

What did the HSBC Global Research report found about India?

Directions

Read the following passage carefully and answer the questions given below them. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

The monsoon season is here. If the past few years are anything to go by, the country will have to brace for costly environmental disasters. The impact of climate change are no longer risks that exist in the distant future. A recent HSBC Global Research report found India to be the most vulnerable of the 67 countries assessed for their vulnerability to and preparedness for climate change risks. The need to address these challenges is more urgent than ever.

India is making big efforts in that direction. But more needs to be done. A climate-resilient economy cannot be a priority only for the government. Companies, regulators, banks and financial institutions need to be part of the effort. The government aims to source 175 GW of power from renewables by 2022 and for nearly 57 per cent of total electricity capacity to come from non-fossil fuels by 2027. All of this will require billions of dollars worth of investments.

It has been estimated that approximately $100 trillion of additional investment will be required between 2016 and 2030 to sync the imperatives of global development with that of addressing the challenge of climate change. Financing clean energy infrastructure, sustainable transport, energy efficiency and waste management are among the key imperatives today. Growth and diversification of the market remain key targets.

Banks and financial institutions are key intermediaries between investors who are keen to put more of their cash into low-carbon, sustainable projects and those requiring capital. Globally, green finance is gaining prominence as a medium to raise funds for environment-friendly and climate-resilient projects. The appetite for green investment opportunities is growing with European and US investors, in particular, committed to increasing their climate-related holdings.

In India the concept of green financing is nascent. Take the green bond market. Green bond issuance in India rose sharply last year — to more than $4 billion from $1.3 billion in 2016, according to data provider Dealogic. While this is a welcome development, it is just a drop in the ocean against India’s climate change-related investment needs.

Measures to encourage green-bonds could help raise finances needed to “green” India’s economy. These could include steps to reduce some of the regulatory constraints that currently hamper international investments as well as local pools of capital. There is scope for guidelines asking provident funds, pension funds and insurance companies to invest a portion of their assets under management in green bonds. The government could offer tax incentives to encourage mutual fund and other onshore investors to invest in local green bonds. Currently, there is no incentive for onshore investors to buy labelled green bonds or make green investments. India could also look at issuing a sovereign green bond, like France did to great effect last year. This would help push climate-change considerations into the limelight and provide a welcome market benchmark. Diversifying the green bond market beyond project finance assets into corporate loans, and working more with mid-sized companies (mid-cap market), will go a long way towards building up the green financing ecosystem. Allowing banks to claim “priority sector benefits” on their green investments would also help.

Knowledge sharing across regions and institutions is critical to ensure that initiatives that are successful in one location get replicated expeditiously. Steps such as these could help India to draw in more of foreign capital — this would be especially welcome given that global investors are increasingly factoring climate change into their assessments of a country’s overall economic performance. Amid all the issues that concern us — poverty, education, employment, health — it is easy to forget that global warming is one of the most critical challenges we face. We need to do a lot more and a lot sooner or risk an environmental crisis.

Which of the following words seems to be the most similar in meaning to the word – vulnerable as used in the passage?

Directions

Read the following passage carefully and answer the questions given below them. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

The monsoon season is here. If the past few years are anything to go by, the country will have to brace for costly environmental disasters. The impact of climate change are no longer risks that exist in the distant future. A recent HSBC Global Research report found India to be the most vulnerable of the 67 countries assessed for their vulnerability to and preparedness for climate change risks. The need to address these challenges is more urgent than ever.

India is making big efforts in that direction. But more needs to be done. A climate-resilient economy cannot be a priority only for the government. Companies, regulators, banks and financial institutions need to be part of the effort. The government aims to source 175 GW of power from renewables by 2022 and for nearly 57 per cent of total electricity capacity to come from non-fossil fuels by 2027. All of this will require billions of dollars worth of investments.

It has been estimated that approximately $100 trillion of additional investment will be required between 2016 and 2030 to sync the imperatives of global development with that of addressing the challenge of climate change. Financing clean energy infrastructure, sustainable transport, energy efficiency and waste management are among the key imperatives today. Growth and diversification of the market remain key targets.

Banks and financial institutions are key intermediaries between investors who are keen to put more of their cash into low-carbon, sustainable projects and those requiring capital. Globally, green finance is gaining prominence as a medium to raise funds for environment-friendly and climate-resilient projects. The appetite for green investment opportunities is growing with European and US investors, in particular, committed to increasing their climate-related holdings.

In India the concept of green financing is nascent. Take the green bond market. Green bond issuance in India rose sharply last year — to more than $4 billion from $1.3 billion in 2016, according to data provider Dealogic. While this is a welcome development, it is just a drop in the ocean against India’s climate change-related investment needs.

Measures to encourage green-bonds could help raise finances needed to “green” India’s economy. These could include steps to reduce some of the regulatory constraints that currently hamper international investments as well as local pools of capital. There is scope for guidelines asking provident funds, pension funds and insurance companies to invest a portion of their assets under management in green bonds. The government could offer tax incentives to encourage mutual fund and other onshore investors to invest in local green bonds. Currently, there is no incentive for onshore investors to buy labelled green bonds or make green investments. India could also look at issuing a sovereign green bond, like France did to great effect last year. This would help push climate-change considerations into the limelight and provide a welcome market benchmark. Diversifying the green bond market beyond project finance assets into corporate loans, and working more with mid-sized companies (mid-cap market), will go a long way towards building up the green financing ecosystem. Allowing banks to claim “priority sector benefits” on their green investments would also help.

Knowledge sharing across regions and institutions is critical to ensure that initiatives that are successful in one location get replicated expeditiously. Steps such as these could help India to draw in more of foreign capital — this would be especially welcome given that global investors are increasingly factoring climate change into their assessments of a country’s overall economic performance. Amid all the issues that concern us — poverty, education, employment, health — it is easy to forget that global warming is one of the most critical challenges we face. We need to do a lot more and a lot sooner or risk an environmental crisis.

Which of the following words is the most opposite in meaning to the word hamper  as used in the passage?

Directions

Read the following passage carefully and answer the questions given below them. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

The monsoon season is here. If the past few years are anything to go by, the country will have to brace for costly environmental disasters. The impact of climate change are no longer risks that exist in the distant future. A recent HSBC Global Research report found India to be the most vulnerable of the 67 countries assessed for their vulnerability to and preparedness for climate change risks. The need to address these challenges is more urgent than ever.

India is making big efforts in that direction. But more needs to be done. A climate-resilient economy cannot be a priority only for the government. Companies, regulators, banks and financial institutions need to be part of the effort. The government aims to source 175 GW of power from renewables by 2022 and for nearly 57 per cent of total electricity capacity to come from non-fossil fuels by 2027. All of this will require billions of dollars worth of investments.

It has been estimated that approximately $100 trillion of additional investment will be required between 2016 and 2030 to sync the imperatives of global development with that of addressing the challenge of climate change. Financing clean energy infrastructure, sustainable transport, energy efficiency and waste management are among the key imperatives today. Growth and diversification of the market remain key targets.

Banks and financial institutions are key intermediaries between investors who are keen to put more of their cash into low-carbon, sustainable projects and those requiring capital. Globally, green finance is gaining prominence as a medium to raise funds for environment-friendly and climate-resilient projects. The appetite for green investment opportunities is growing with European and US investors, in particular, committed to increasing their climate-related holdings.

In India the concept of green financing is nascent. Take the green bond market. Green bond issuance in India rose sharply last year — to more than $4 billion from $1.3 billion in 2016, according to data provider Dealogic. While this is a welcome development, it is just a drop in the ocean against India’s climate change-related investment needs.

Measures to encourage green-bonds could help raise finances needed to “green” India’s economy. These could include steps to reduce some of the regulatory constraints that currently hamper international investments as well as local pools of capital. There is scope for guidelines asking provident funds, pension funds and insurance companies to invest a portion of their assets under management in green bonds. The government could offer tax incentives to encourage mutual fund and other onshore investors to invest in local green bonds. Currently, there is no incentive for onshore investors to buy labelled green bonds or make green investments. India could also look at issuing a sovereign green bond, like France did to great effect last year. This would help push climate-change considerations into the limelight and provide a welcome market benchmark. Diversifying the green bond market beyond project finance assets into corporate loans, and working more with mid-sized companies (mid-cap market), will go a long way towards building up the green financing ecosystem. Allowing banks to claim “priority sector benefits” on their green investments would also help.

Knowledge sharing across regions and institutions is critical to ensure that initiatives that are successful in one location get replicated expeditiously. Steps such as these could help India to draw in more of foreign capital — this would be especially welcome given that global investors are increasingly factoring climate change into their assessments of a country’s overall economic performance. Amid all the issues that concern us — poverty, education, employment, health — it is easy to forget that global warming is one of the most critical challenges we face. We need to do a lot more and a lot sooner or risk an environmental crisis.

In which of the follwoing ways could encouraging green bonds help India’s economy?

Directions

Read the following passage carefully and answer the questions given below them. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

The monsoon season is here. If the past few years are anything to go by, the country will have to brace for costly environmental disasters. The impact of climate change are no longer risks that exist in the distant future. A recent HSBC Global Research report found India to be the most vulnerable of the 67 countries assessed for their vulnerability to and preparedness for climate change risks. The need to address these challenges is more urgent than ever.

India is making big efforts in that direction. But more needs to be done. A climate-resilient economy cannot be a priority only for the government. Companies, regulators, banks and financial institutions need to be part of the effort. The government aims to source 175 GW of power from renewables by 2022 and for nearly 57 per cent of total electricity capacity to come from non-fossil fuels by 2027. All of this will require billions of dollars worth of investments.

It has been estimated that approximately $100 trillion of additional investment will be required between 2016 and 2030 to sync the imperatives of global development with that of addressing the challenge of climate change. Financing clean energy infrastructure, sustainable transport, energy efficiency and waste management are among the key imperatives today. Growth and diversification of the market remain key targets.

Banks and financial institutions are key intermediaries between investors who are keen to put more of their cash into low-carbon, sustainable projects and those requiring capital. Globally, green finance is gaining prominence as a medium to raise funds for environment-friendly and climate-resilient projects. The appetite for green investment opportunities is growing with European and US investors, in particular, committed to increasing their climate-related holdings.

In India the concept of green financing is nascent. Take the green bond market. Green bond issuance in India rose sharply last year — to more than $4 billion from $1.3 billion in 2016, according to data provider Dealogic. While this is a welcome development, it is just a drop in the ocean against India’s climate change-related investment needs.

Measures to encourage green-bonds could help raise finances needed to “green” India’s economy. These could include steps to reduce some of the regulatory constraints that currently hamper international investments as well as local pools of capital. There is scope for guidelines asking provident funds, pension funds and insurance companies to invest a portion of their assets under management in green bonds. The government could offer tax incentives to encourage mutual fund and other onshore investors to invest in local green bonds. Currently, there is no incentive for onshore investors to buy labelled green bonds or make green investments. India could also look at issuing a sovereign green bond, like France did to great effect last year. This would help push climate-change considerations into the limelight and provide a welcome market benchmark. Diversifying the green bond market beyond project finance assets into corporate loans, and working more with mid-sized companies (mid-cap market), will go a long way towards building up the green financing ecosystem. Allowing banks to claim “priority sector benefits” on their green investments would also help.

Knowledge sharing across regions and institutions is critical to ensure that initiatives that are successful in one location get replicated expeditiously. Steps such as these could help India to draw in more of foreign capital — this would be especially welcome given that global investors are increasingly factoring climate change into their assessments of a country’s overall economic performance. Amid all the issues that concern us — poverty, education, employment, health — it is easy to forget that global warming is one of the most critical challenges we face. We need to do a lot more and a lot sooner or risk an environmental crisis.

Which of the following words is most similar in meaning to the word nascent as used in the passage?

Directions

Read the following passage carefully and answer the questions given below them. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

The monsoon season is here. If the past few years are anything to go by, the country will have to brace for costly environmental disasters. The impact of climate change are no longer risks that exist in the distant future. A recent HSBC Global Research report found India to be the most vulnerable of the 67 countries assessed for their vulnerability to and preparedness for climate change risks. The need to address these challenges is more urgent than ever.

India is making big efforts in that direction. But more needs to be done. A climate-resilient economy cannot be a priority only for the government. Companies, regulators, banks and financial institutions need to be part of the effort. The government aims to source 175 GW of power from renewables by 2022 and for nearly 57 per cent of total electricity capacity to come from non-fossil fuels by 2027. All of this will require billions of dollars worth of investments.

It has been estimated that approximately $100 trillion of additional investment will be required between 2016 and 2030 to sync the imperatives of global development with that of addressing the challenge of climate change. Financing clean energy infrastructure, sustainable transport, energy efficiency and waste management are among the key imperatives today. Growth and diversification of the market remain key targets.

Banks and financial institutions are key intermediaries between investors who are keen to put more of their cash into low-carbon, sustainable projects and those requiring capital. Globally, green finance is gaining prominence as a medium to raise funds for environment-friendly and climate-resilient projects. The appetite for green investment opportunities is growing with European and US investors, in particular, committed to increasing their climate-related holdings.

In India the concept of green financing is nascent. Take the green bond market. Green bond issuance in India rose sharply last year — to more than $4 billion from $1.3 billion in 2016, according to data provider Dealogic. While this is a welcome development, it is just a drop in the ocean against India’s climate change-related investment needs.

Measures to encourage green-bonds could help raise finances needed to “green” India’s economy. These could include steps to reduce some of the regulatory constraints that currently hamper international investments as well as local pools of capital. There is scope for guidelines asking provident funds, pension funds and insurance companies to invest a portion of their assets under management in green bonds. The government could offer tax incentives to encourage mutual fund and other onshore investors to invest in local green bonds. Currently, there is no incentive for onshore investors to buy labelled green bonds or make green investments. India could also look at issuing a sovereign green bond, like France did to great effect last year. This would help push climate-change considerations into the limelight and provide a welcome market benchmark. Diversifying the green bond market beyond project finance assets into corporate loans, and working more with mid-sized companies (mid-cap market), will go a long way towards building up the green financing ecosystem. Allowing banks to claim “priority sector benefits” on their green investments would also help.

Knowledge sharing across regions and institutions is critical to ensure that initiatives that are successful in one location get replicated expeditiously. Steps such as these could help India to draw in more of foreign capital — this would be especially welcome given that global investors are increasingly factoring climate change into their assessments of a country’s overall economic performance. Amid all the issues that concern us — poverty, education, employment, health — it is easy to forget that global warming is one of the most critical challenges we face. We need to do a lot more and a lot sooner or risk an environmental crisis.

Which of the following words is the most opposite in meaning to the word expeditiously as used in the passage?

Directions

Read the following passage carefully and answer the questions given below them. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

The monsoon season is here. If the past few years are anything to go by, the country will have to brace for costly environmental disasters. The impact of climate change are no longer risks that exist in the distant future. A recent HSBC Global Research report found India to be the most vulnerable of the 67 countries assessed for their vulnerability to and preparedness for climate change risks. The need to address these challenges is more urgent than ever.

India is making big efforts in that direction. But more needs to be done. A climate-resilient economy cannot be a priority only for the government. Companies, regulators, banks and financial institutions need to be part of the effort. The government aims to source 175 GW of power from renewables by 2022 and for nearly 57 per cent of total electricity capacity to come from non-fossil fuels by 2027. All of this will require billions of dollars worth of investments.

It has been estimated that approximately $100 trillion of additional investment will be required between 2016 and 2030 to sync the imperatives of global development with that of addressing the challenge of climate change. Financing clean energy infrastructure, sustainable transport, energy efficiency and waste management are among the key imperatives today. Growth and diversification of the market remain key targets.

Banks and financial institutions are key intermediaries between investors who are keen to put more of their cash into low-carbon, sustainable projects and those requiring capital. Globally, green finance is gaining prominence as a medium to raise funds for environment-friendly and climate-resilient projects. The appetite for green investment opportunities is growing with European and US investors, in particular, committed to increasing their climate-related holdings.

In India the concept of green financing is nascent. Take the green bond market. Green bond issuance in India rose sharply last year — to more than $4 billion from $1.3 billion in 2016, according to data provider Dealogic. While this is a welcome development, it is just a drop in the ocean against India’s climate change-related investment needs.

Measures to encourage green-bonds could help raise finances needed to “green” India’s economy. These could include steps to reduce some of the regulatory constraints that currently hamper international investments as well as local pools of capital. There is scope for guidelines asking provident funds, pension funds and insurance companies to invest a portion of their assets under management in green bonds. The government could offer tax incentives to encourage mutual fund and other onshore investors to invest in local green bonds. Currently, there is no incentive for onshore investors to buy labelled green bonds or make green investments. India could also look at issuing a sovereign green bond, like France did to great effect last year. This would help push climate-change considerations into the limelight and provide a welcome market benchmark. Diversifying the green bond market beyond project finance assets into corporate loans, and working more with mid-sized companies (mid-cap market), will go a long way towards building up the green financing ecosystem. Allowing banks to claim “priority sector benefits” on their green investments would also help.

Knowledge sharing across regions and institutions is critical to ensure that initiatives that are successful in one location get replicated expeditiously. Steps such as these could help India to draw in more of foreign capital — this would be especially welcome given that global investors are increasingly factoring climate change into their assessments of a country’s overall economic performance. Amid all the issues that concern us — poverty, education, employment, health — it is easy to forget that global warming is one of the most critical challenges we face. We need to do a lot more and a lot sooner or risk an environmental crisis.

What according to the author will divert some attention to climate-change considerations on a larger scale?

Directions

Read the following passage carefully and answer the questions given below them. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

The monsoon season is here. If the past few years are anything to go by, the country will have to brace for costly environmental disasters. The impact of climate change are no longer risks that exist in the distant future. A recent HSBC Global Research report found India to be the most vulnerable of the 67 countries assessed for their vulnerability to and preparedness for climate change risks. The need to address these challenges is more urgent than ever.

India is making big efforts in that direction. But more needs to be done. A climate-resilient economy cannot be a priority only for the government. Companies, regulators, banks and financial institutions need to be part of the effort. The government aims to source 175 GW of power from renewables by 2022 and for nearly 57 per cent of total electricity capacity to come from non-fossil fuels by 2027. All of this will require billions of dollars worth of investments.

It has been estimated that approximately $100 trillion of additional investment will be required between 2016 and 2030 to sync the imperatives of global development with that of addressing the challenge of climate change. Financing clean energy infrastructure, sustainable transport, energy efficiency and waste management are among the key imperatives today. Growth and diversification of the market remain key targets.

Banks and financial institutions are key intermediaries between investors who are keen to put more of their cash into low-carbon, sustainable projects and those requiring capital. Globally, green finance is gaining prominence as a medium to raise funds for environment-friendly and climate-resilient projects. The appetite for green investment opportunities is growing with European and US investors, in particular, committed to increasing their climate-related holdings.

In India the concept of green financing is nascent. Take the green bond market. Green bond issuance in India rose sharply last year — to more than $4 billion from $1.3 billion in 2016, according to data provider Dealogic. While this is a welcome development, it is just a drop in the ocean against India’s climate change-related investment needs.

Measures to encourage green-bonds could help raise finances needed to “green” India’s economy. These could include steps to reduce some of the regulatory constraints that currently hamper international investments as well as local pools of capital. There is scope for guidelines asking provident funds, pension funds and insurance companies to invest a portion of their assets under management in green bonds. The government could offer tax incentives to encourage mutual fund and other onshore investors to invest in local green bonds. Currently, there is no incentive for onshore investors to buy labelled green bonds or make green investments. India could also look at issuing a sovereign green bond, like France did to great effect last year. This would help push climate-change considerations into the limelight and provide a welcome market benchmark. Diversifying the green bond market beyond project finance assets into corporate loans, and working more with mid-sized companies (mid-cap market), will go a long way towards building up the green financing ecosystem. Allowing banks to claim “priority sector benefits” on their green investments would also help.

Knowledge sharing across regions and institutions is critical to ensure that initiatives that are successful in one location get replicated expeditiously. Steps such as these could help India to draw in more of foreign capital — this would be especially welcome given that global investors are increasingly factoring climate change into their assessments of a country’s overall economic performance. Amid all the issues that concern us — poverty, education, employment, health — it is easy to forget that global warming is one of the most critical challenges we face. We need to do a lot more and a lot sooner or risk an environmental crisis.

Stringent steps need to be taken really soon,else we could face a major environmental crisis.

According to the passage,this statement is-

Directions

Read the following passage carefully and answer the questions given below them. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

The monsoon season is here. If the past few years are anything to go by, the country will have to brace for costly environmental disasters. The impact of climate change are no longer risks that exist in the distant future. A recent HSBC Global Research report found India to be the most vulnerable of the 67 countries assessed for their vulnerability to and preparedness for climate change risks. The need to address these challenges is more urgent than ever.

India is making big efforts in that direction. But more needs to be done. A climate-resilient economy cannot be a priority only for the government. Companies, regulators, banks and financial institutions need to be part of the effort. The government aims to source 175 GW of power from renewables by 2022 and for nearly 57 per cent of total electricity capacity to come from non-fossil fuels by 2027. All of this will require billions of dollars worth of investments.

It has been estimated that approximately $100 trillion of additional investment will be required between 2016 and 2030 to sync the imperatives of global development with that of addressing the challenge of climate change. Financing clean energy infrastructure, sustainable transport, energy efficiency and waste management are among the key imperatives today. Growth and diversification of the market remain key targets.

Banks and financial institutions are key intermediaries between investors who are keen to put more of their cash into low-carbon, sustainable projects and those requiring capital. Globally, green finance is gaining prominence as a medium to raise funds for environment-friendly and climate-resilient projects. The appetite for green investment opportunities is growing with European and US investors, in particular, committed to increasing their climate-related holdings.

In India the concept of green financing is nascent. Take the green bond market. Green bond issuance in India rose sharply last year — to more than $4 billion from $1.3 billion in 2016, according to data provider Dealogic. While this is a welcome development, it is just a drop in the ocean against India’s climate change-related investment needs.

Measures to encourage green-bonds could help raise finances needed to “green” India’s economy. These could include steps to reduce some of the regulatory constraints that currently hamper international investments as well as local pools of capital. There is scope for guidelines asking provident funds, pension funds and insurance companies to invest a portion of their assets under management in green bonds. The government could offer tax incentives to encourage mutual fund and other onshore investors to invest in local green bonds. Currently, there is no incentive for onshore investors to buy labelled green bonds or make green investments. India could also look at issuing a sovereign green bond, like France did to great effect last year. This would help push climate-change considerations into the limelight and provide a welcome market benchmark. Diversifying the green bond market beyond project finance assets into corporate loans, and working more with mid-sized companies (mid-cap market), will go a long way towards building up the green financing ecosystem. Allowing banks to claim “priority sector benefits” on their green investments would also help.

Knowledge sharing across regions and institutions is critical to ensure that initiatives that are successful in one location get replicated expeditiously. Steps such as these could help India to draw in more of foreign capital — this would be especially welcome given that global investors are increasingly factoring climate change into their assessments of a country’s overall economic performance. Amid all the issues that concern us — poverty, education, employment, health — it is easy to forget that global warming is one of the most critical challenges we face. We need to do a lot more and a lot sooner or risk an environmental crisis.

What should be done to make sure that successful initiatives be carried forward promptly in other places? 

Directions

In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

In just under 12 months since its __ (11) __ in Parliament, the Centre has quietly withdrawn the Financial Resolution and Deposit Insurance Bill, 2017. The decision to seek the Lok Sabha’s approval to withdraw the legislation this week is a clear __ (12) __ by the government that it had underestimated the extent and intensity of public opposition to the proposed law. One provision in the Bill had, in particular, generated the greatest debate and attracted the __ (13) __ criticism and ultimately proved to be its very undoing: the “bail-in” clause. That banks, by the very nature of their business, are essentially dependent on the funds lent to them by depositors to serve as the pool of lendable resources from which they provide credit to borrowers is well known and requires no elaboration. So when a depositor __ (14) __ that her hard-earned savings placed in a bank may be at risk from a law that forces her to partake in the pain of financial losses in case her bank is forced into resolution on account of distress, she will naturally fear such a legislation. The government did make __ (15) __ efforts to reassure the public, explaining the rationale for the Bill as well as the built-in “safeguards” relating to the bail-in provision. However, its exertions made little headway. Union Minister Piyush Goyal finally informed the joint parliamentary committee that was reviewing the Bill that a “resolution of these issues would require a comprehensive examination and reconsideration”, and that therefore the government deemed it “appropriate” that the Bill be withdrawn.

However, the need for a specialised dispensation to __ (16) __ with large financial corporations on the verge of going bust cannot be overstated, especially given the contagion risk that a bank failure can pose to overall financial stability. The withdrawal of the FRDI Bill should therefore be used as an __ (17) __ by policymakers to reappraise the existing framework for resolving bankruptcy scenarios among financial entities. While such a review __ (18) __ to include an evaluation of the progress made by the Insolvency and Bankruptcy Code in addressing the crucial issue of debt resolution in the banking sector, it must also look at ways to __ (19) __the Deposit Insurance and Credit Guarantee Corporation. Set up in 1978 in the aftermath of the collapse of two banks, the DICGC, which guarantees repayment of bank deposits up to ₹1 lakh in case a bank is liquidated, has not reviewed the amount under guarantee since 1993. This anomaly must be addressed, especially at a time when several state-run public sector banks have been __ (20) __ by a series of frauds and high levels of bad loans. Any measure that helps prevent further erosion of public faith in the beleaguered banking system would undoubtedly be very welcome.

Find the appropriate word.

Directions

In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

In just under 12 months since its __ (11) __ in Parliament, the Centre has quietly withdrawn the Financial Resolution and Deposit Insurance Bill, 2017. The decision to seek the Lok Sabha’s approval to withdraw the legislation this week is a clear __ (12) __ by the government that it had underestimated the extent and intensity of public opposition to the proposed law. One provision in the Bill had, in particular, generated the greatest debate and attracted the __ (13) __ criticism and ultimately proved to be its very undoing: the “bail-in” clause. That banks, by the very nature of their business, are essentially dependent on the funds lent to them by depositors to serve as the pool of lendable resources from which they provide credit to borrowers is well known and requires no elaboration. So when a depositor __ (14) __ that her hard-earned savings placed in a bank may be at risk from a law that forces her to partake in the pain of financial losses in case her bank is forced into resolution on account of distress, she will naturally fear such a legislation. The government did make __ (15) __ efforts to reassure the public, explaining the rationale for the Bill as well as the built-in “safeguards” relating to the bail-in provision. However, its exertions made little headway. Union Minister Piyush Goyal finally informed the joint parliamentary committee that was reviewing the Bill that a “resolution of these issues would require a comprehensive examination and reconsideration”, and that therefore the government deemed it “appropriate” that the Bill be withdrawn.

However, the need for a specialised dispensation to __ (16) __ with large financial corporations on the verge of going bust cannot be overstated, especially given the contagion risk that a bank failure can pose to overall financial stability. The withdrawal of the FRDI Bill should therefore be used as an __ (17) __ by policymakers to reappraise the existing framework for resolving bankruptcy scenarios among financial entities. While such a review __ (18) __ to include an evaluation of the progress made by the Insolvency and Bankruptcy Code in addressing the crucial issue of debt resolution in the banking sector, it must also look at ways to __ (19) __the Deposit Insurance and Credit Guarantee Corporation. Set up in 1978 in the aftermath of the collapse of two banks, the DICGC, which guarantees repayment of bank deposits up to ₹1 lakh in case a bank is liquidated, has not reviewed the amount under guarantee since 1993. This anomaly must be addressed, especially at a time when several state-run public sector banks have been __ (20) __ by a series of frauds and high levels of bad loans. Any measure that helps prevent further erosion of public faith in the beleaguered banking system would undoubtedly be very welcome.

Find the appropriate word.

Directions

In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

In just under 12 months since its __ (11) __ in Parliament, the Centre has quietly withdrawn the Financial Resolution and Deposit Insurance Bill, 2017. The decision to seek the Lok Sabha’s approval to withdraw the legislation this week is a clear __ (12) __ by the government that it had underestimated the extent and intensity of public opposition to the proposed law. One provision in the Bill had, in particular, generated the greatest debate and attracted the __ (13) __ criticism and ultimately proved to be its very undoing: the “bail-in” clause. That banks, by the very nature of their business, are essentially dependent on the funds lent to them by depositors to serve as the pool of lendable resources from which they provide credit to borrowers is well known and requires no elaboration. So when a depositor __ (14) __ that her hard-earned savings placed in a bank may be at risk from a law that forces her to partake in the pain of financial losses in case her bank is forced into resolution on account of distress, she will naturally fear such a legislation. The government did make __ (15) __ efforts to reassure the public, explaining the rationale for the Bill as well as the built-in “safeguards” relating to the bail-in provision. However, its exertions made little headway. Union Minister Piyush Goyal finally informed the joint parliamentary committee that was reviewing the Bill that a “resolution of these issues would require a comprehensive examination and reconsideration”, and that therefore the government deemed it “appropriate” that the Bill be withdrawn.

However, the need for a specialised dispensation to __ (16) __ with large financial corporations on the verge of going bust cannot be overstated, especially given the contagion risk that a bank failure can pose to overall financial stability. The withdrawal of the FRDI Bill should therefore be used as an __ (17) __ by policymakers to reappraise the existing framework for resolving bankruptcy scenarios among financial entities. While such a review __ (18) __ to include an evaluation of the progress made by the Insolvency and Bankruptcy Code in addressing the crucial issue of debt resolution in the banking sector, it must also look at ways to __ (19) __the Deposit Insurance and Credit Guarantee Corporation. Set up in 1978 in the aftermath of the collapse of two banks, the DICGC, which guarantees repayment of bank deposits up to ₹1 lakh in case a bank is liquidated, has not reviewed the amount under guarantee since 1993. This anomaly must be addressed, especially at a time when several state-run public sector banks have been __ (20) __ by a series of frauds and high levels of bad loans. Any measure that helps prevent further erosion of public faith in the beleaguered banking system would undoubtedly be very welcome.

Find the appropriate word.

Directions

In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

In just under 12 months since its __ (11) __ in Parliament, the Centre has quietly withdrawn the Financial Resolution and Deposit Insurance Bill, 2017. The decision to seek the Lok Sabha’s approval to withdraw the legislation this week is a clear __ (12) __ by the government that it had underestimated the extent and intensity of public opposition to the proposed law. One provision in the Bill had, in particular, generated the greatest debate and attracted the __ (13) __ criticism and ultimately proved to be its very undoing: the “bail-in” clause. That banks, by the very nature of their business, are essentially dependent on the funds lent to them by depositors to serve as the pool of lendable resources from which they provide credit to borrowers is well known and requires no elaboration. So when a depositor __ (14) __ that her hard-earned savings placed in a bank may be at risk from a law that forces her to partake in the pain of financial losses in case her bank is forced into resolution on account of distress, she will naturally fear such a legislation. The government did make __ (15) __ efforts to reassure the public, explaining the rationale for the Bill as well as the built-in “safeguards” relating to the bail-in provision. However, its exertions made little headway. Union Minister Piyush Goyal finally informed the joint parliamentary committee that was reviewing the Bill that a “resolution of these issues would require a comprehensive examination and reconsideration”, and that therefore the government deemed it “appropriate” that the Bill be withdrawn.

However, the need for a specialised dispensation to __ (16) __ with large financial corporations on the verge of going bust cannot be overstated, especially given the contagion risk that a bank failure can pose to overall financial stability. The withdrawal of the FRDI Bill should therefore be used as an __ (17) __ by policymakers to reappraise the existing framework for resolving bankruptcy scenarios among financial entities. While such a review __ (18) __ to include an evaluation of the progress made by the Insolvency and Bankruptcy Code in addressing the crucial issue of debt resolution in the banking sector, it must also look at ways to __ (19) __the Deposit Insurance and Credit Guarantee Corporation. Set up in 1978 in the aftermath of the collapse of two banks, the DICGC, which guarantees repayment of bank deposits up to ₹1 lakh in case a bank is liquidated, has not reviewed the amount under guarantee since 1993. This anomaly must be addressed, especially at a time when several state-run public sector banks have been __ (20) __ by a series of frauds and high levels of bad loans. Any measure that helps prevent further erosion of public faith in the beleaguered banking system would undoubtedly be very welcome.

Find the appropriate word.

Directions

In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

In just under 12 months since its __ (11) __ in Parliament, the Centre has quietly withdrawn the Financial Resolution and Deposit Insurance Bill, 2017. The decision to seek the Lok Sabha’s approval to withdraw the legislation this week is a clear __ (12) __ by the government that it had underestimated the extent and intensity of public opposition to the proposed law. One provision in the Bill had, in particular, generated the greatest debate and attracted the __ (13) __ criticism and ultimately proved to be its very undoing: the “bail-in” clause. That banks, by the very nature of their business, are essentially dependent on the funds lent to them by depositors to serve as the pool of lendable resources from which they provide credit to borrowers is well known and requires no elaboration. So when a depositor __ (14) __ that her hard-earned savings placed in a bank may be at risk from a law that forces her to partake in the pain of financial losses in case her bank is forced into resolution on account of distress, she will naturally fear such a legislation. The government did make __ (15) __ efforts to reassure the public, explaining the rationale for the Bill as well as the built-in “safeguards” relating to the bail-in provision. However, its exertions made little headway. Union Minister Piyush Goyal finally informed the joint parliamentary committee that was reviewing the Bill that a “resolution of these issues would require a comprehensive examination and reconsideration”, and that therefore the government deemed it “appropriate” that the Bill be withdrawn.

However, the need for a specialised dispensation to __ (16) __ with large financial corporations on the verge of going bust cannot be overstated, especially given the contagion risk that a bank failure can pose to overall financial stability. The withdrawal of the FRDI Bill should therefore be used as an __ (17) __ by policymakers to reappraise the existing framework for resolving bankruptcy scenarios among financial entities. While such a review __ (18) __ to include an evaluation of the progress made by the Insolvency and Bankruptcy Code in addressing the crucial issue of debt resolution in the banking sector, it must also look at ways to __ (19) __the Deposit Insurance and Credit Guarantee Corporation. Set up in 1978 in the aftermath of the collapse of two banks, the DICGC, which guarantees repayment of bank deposits up to ₹1 lakh in case a bank is liquidated, has not reviewed the amount under guarantee since 1993. This anomaly must be addressed, especially at a time when several state-run public sector banks have been __ (20) __ by a series of frauds and high levels of bad loans. Any measure that helps prevent further erosion of public faith in the beleaguered banking system would undoubtedly be very welcome.

Find the appropriate word.

Directions

In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

In just under 12 months since its __ (11) __ in Parliament, the Centre has quietly withdrawn the Financial Resolution and Deposit Insurance Bill, 2017. The decision to seek the Lok Sabha’s approval to withdraw the legislation this week is a clear __ (12) __ by the government that it had underestimated the extent and intensity of public opposition to the proposed law. One provision in the Bill had, in particular, generated the greatest debate and attracted the __ (13) __ criticism and ultimately proved to be its very undoing: the “bail-in” clause. That banks, by the very nature of their business, are essentially dependent on the funds lent to them by depositors to serve as the pool of lendable resources from which they provide credit to borrowers is well known and requires no elaboration. So when a depositor __ (14) __ that her hard-earned savings placed in a bank may be at risk from a law that forces her to partake in the pain of financial losses in case her bank is forced into resolution on account of distress, she will naturally fear such a legislation. The government did make __ (15) __ efforts to reassure the public, explaining the rationale for the Bill as well as the built-in “safeguards” relating to the bail-in provision. However, its exertions made little headway. Union Minister Piyush Goyal finally informed the joint parliamentary committee that was reviewing the Bill that a “resolution of these issues would require a comprehensive examination and reconsideration”, and that therefore the government deemed it “appropriate” that the Bill be withdrawn.

However, the need for a specialised dispensation to __ (16) __ with large financial corporations on the verge of going bust cannot be overstated, especially given the contagion risk that a bank failure can pose to overall financial stability. The withdrawal of the FRDI Bill should therefore be used as an __ (17) __ by policymakers to reappraise the existing framework for resolving bankruptcy scenarios among financial entities. While such a review __ (18) __ to include an evaluation of the progress made by the Insolvency and Bankruptcy Code in addressing the crucial issue of debt resolution in the banking sector, it must also look at ways to __ (19) __the Deposit Insurance and Credit Guarantee Corporation. Set up in 1978 in the aftermath of the collapse of two banks, the DICGC, which guarantees repayment of bank deposits up to ₹1 lakh in case a bank is liquidated, has not reviewed the amount under guarantee since 1993. This anomaly must be addressed, especially at a time when several state-run public sector banks have been __ (20) __ by a series of frauds and high levels of bad loans. Any measure that helps prevent further erosion of public faith in the beleaguered banking system would undoubtedly be very welcome.

Find the appropriate word.

Directions

In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

In just under 12 months since its __ (11) __ in Parliament, the Centre has quietly withdrawn the Financial Resolution and Deposit Insurance Bill, 2017. The decision to seek the Lok Sabha’s approval to withdraw the legislation this week is a clear __ (12) __ by the government that it had underestimated the extent and intensity of public opposition to the proposed law. One provision in the Bill had, in particular, generated the greatest debate and attracted the __ (13) __ criticism and ultimately proved to be its very undoing: the “bail-in” clause. That banks, by the very nature of their business, are essentially dependent on the funds lent to them by depositors to serve as the pool of lendable resources from which they provide credit to borrowers is well known and requires no elaboration. So when a depositor __ (14) __ that her hard-earned savings placed in a bank may be at risk from a law that forces her to partake in the pain of financial losses in case her bank is forced into resolution on account of distress, she will naturally fear such a legislation. The government did make __ (15) __ efforts to reassure the public, explaining the rationale for the Bill as well as the built-in “safeguards” relating to the bail-in provision. However, its exertions made little headway. Union Minister Piyush Goyal finally informed the joint parliamentary committee that was reviewing the Bill that a “resolution of these issues would require a comprehensive examination and reconsideration”, and that therefore the government deemed it “appropriate” that the Bill be withdrawn.

However, the need for a specialised dispensation to __ (16) __ with large financial corporations on the verge of going bust cannot be overstated, especially given the contagion risk that a bank failure can pose to overall financial stability. The withdrawal of the FRDI Bill should therefore be used as an __ (17) __ by policymakers to reappraise the existing framework for resolving bankruptcy scenarios among financial entities. While such a review __ (18) __ to include an evaluation of the progress made by the Insolvency and Bankruptcy Code in addressing the crucial issue of debt resolution in the banking sector, it must also look at ways to __ (19) __the Deposit Insurance and Credit Guarantee Corporation. Set up in 1978 in the aftermath of the collapse of two banks, the DICGC, which guarantees repayment of bank deposits up to ₹1 lakh in case a bank is liquidated, has not reviewed the amount under guarantee since 1993. This anomaly must be addressed, especially at a time when several state-run public sector banks have been __ (20) __ by a series of frauds and high levels of bad loans. Any measure that helps prevent further erosion of public faith in the beleaguered banking system would undoubtedly be very welcome.

Find the appropriate word.

Directions

In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

In just under 12 months since its __ (11) __ in Parliament, the Centre has quietly withdrawn the Financial Resolution and Deposit Insurance Bill, 2017. The decision to seek the Lok Sabha’s approval to withdraw the legislation this week is a clear __ (12) __ by the government that it had underestimated the extent and intensity of public opposition to the proposed law. One provision in the Bill had, in particular, generated the greatest debate and attracted the __ (13) __ criticism and ultimately proved to be its very undoing: the “bail-in” clause. That banks, by the very nature of their business, are essentially dependent on the funds lent to them by depositors to serve as the pool of lendable resources from which they provide credit to borrowers is well known and requires no elaboration. So when a depositor __ (14) __ that her hard-earned savings placed in a bank may be at risk from a law that forces her to partake in the pain of financial losses in case her bank is forced into resolution on account of distress, she will naturally fear such a legislation. The government did make __ (15) __ efforts to reassure the public, explaining the rationale for the Bill as well as the built-in “safeguards” relating to the bail-in provision. However, its exertions made little headway. Union Minister Piyush Goyal finally informed the joint parliamentary committee that was reviewing the Bill that a “resolution of these issues would require a comprehensive examination and reconsideration”, and that therefore the government deemed it “appropriate” that the Bill be withdrawn.

However, the need for a specialised dispensation to __ (16) __ with large financial corporations on the verge of going bust cannot be overstated, especially given the contagion risk that a bank failure can pose to overall financial stability. The withdrawal of the FRDI Bill should therefore be used as an __ (17) __ by policymakers to reappraise the existing framework for resolving bankruptcy scenarios among financial entities. While such a review __ (18) __ to include an evaluation of the progress made by the Insolvency and Bankruptcy Code in addressing the crucial issue of debt resolution in the banking sector, it must also look at ways to __ (19) __the Deposit Insurance and Credit Guarantee Corporation. Set up in 1978 in the aftermath of the collapse of two banks, the DICGC, which guarantees repayment of bank deposits up to ₹1 lakh in case a bank is liquidated, has not reviewed the amount under guarantee since 1993. This anomaly must be addressed, especially at a time when several state-run public sector banks have been __ (20) __ by a series of frauds and high levels of bad loans. Any measure that helps prevent further erosion of public faith in the beleaguered banking system would undoubtedly be very welcome.

Find the appropriate word.

Directions

In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

In just under 12 months since its __ (11) __ in Parliament, the Centre has quietly withdrawn the Financial Resolution and Deposit Insurance Bill, 2017. The decision to seek the Lok Sabha’s approval to withdraw the legislation this week is a clear __ (12) __ by the government that it had underestimated the extent and intensity of public opposition to the proposed law. One provision in the Bill had, in particular, generated the greatest debate and attracted the __ (13) __ criticism and ultimately proved to be its very undoing: the “bail-in” clause. That banks, by the very nature of their business, are essentially dependent on the funds lent to them by depositors to serve as the pool of lendable resources from which they provide credit to borrowers is well known and requires no elaboration. So when a depositor __ (14) __ that her hard-earned savings placed in a bank may be at risk from a law that forces her to partake in the pain of financial losses in case her bank is forced into resolution on account of distress, she will naturally fear such a legislation. The government did make __ (15) __ efforts to reassure the public, explaining the rationale for the Bill as well as the built-in “safeguards” relating to the bail-in provision. However, its exertions made little headway. Union Minister Piyush Goyal finally informed the joint parliamentary committee that was reviewing the Bill that a “resolution of these issues would require a comprehensive examination and reconsideration”, and that therefore the government deemed it “appropriate” that the Bill be withdrawn.

However, the need for a specialised dispensation to __ (16) __ with large financial corporations on the verge of going bust cannot be overstated, especially given the contagion risk that a bank failure can pose to overall financial stability. The withdrawal of the FRDI Bill should therefore be used as an __ (17) __ by policymakers to reappraise the existing framework for resolving bankruptcy scenarios among financial entities. While such a review __ (18) __ to include an evaluation of the progress made by the Insolvency and Bankruptcy Code in addressing the crucial issue of debt resolution in the banking sector, it must also look at ways to __ (19) __the Deposit Insurance and Credit Guarantee Corporation. Set up in 1978 in the aftermath of the collapse of two banks, the DICGC, which guarantees repayment of bank deposits up to ₹1 lakh in case a bank is liquidated, has not reviewed the amount under guarantee since 1993. This anomaly must be addressed, especially at a time when several state-run public sector banks have been __ (20) __ by a series of frauds and high levels of bad loans. Any measure that helps prevent further erosion of public faith in the beleaguered banking system would undoubtedly be very welcome.

Find the appropriate word.

Directions

In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

In just under 12 months since its __ (11) __ in Parliament, the Centre has quietly withdrawn the Financial Resolution and Deposit Insurance Bill, 2017. The decision to seek the Lok Sabha’s approval to withdraw the legislation this week is a clear __ (12) __ by the government that it had underestimated the extent and intensity of public opposition to the proposed law. One provision in the Bill had, in particular, generated the greatest debate and attracted the __ (13) __ criticism and ultimately proved to be its very undoing: the “bail-in” clause. That banks, by the very nature of their business, are essentially dependent on the funds lent to them by depositors to serve as the pool of lendable resources from which they provide credit to borrowers is well known and requires no elaboration. So when a depositor __ (14) __ that her hard-earned savings placed in a bank may be at risk from a law that forces her to partake in the pain of financial losses in case her bank is forced into resolution on account of distress, she will naturally fear such a legislation. The government did make __ (15) __ efforts to reassure the public, explaining the rationale for the Bill as well as the built-in “safeguards” relating to the bail-in provision. However, its exertions made little headway. Union Minister Piyush Goyal finally informed the joint parliamentary committee that was reviewing the Bill that a “resolution of these issues would require a comprehensive examination and reconsideration”, and that therefore the government deemed it “appropriate” that the Bill be withdrawn.

However, the need for a specialised dispensation to __ (16) __ with large financial corporations on the verge of going bust cannot be overstated, especially given the contagion risk that a bank failure can pose to overall financial stability. The withdrawal of the FRDI Bill should therefore be used as an __ (17) __ by policymakers to reappraise the existing framework for resolving bankruptcy scenarios among financial entities. While such a review __ (18) __ to include an evaluation of the progress made by the Insolvency and Bankruptcy Code in addressing the crucial issue of debt resolution in the banking sector, it must also look at ways to __ (19) __the Deposit Insurance and Credit Guarantee Corporation. Set up in 1978 in the aftermath of the collapse of two banks, the DICGC, which guarantees repayment of bank deposits up to ₹1 lakh in case a bank is liquidated, has not reviewed the amount under guarantee since 1993. This anomaly must be addressed, especially at a time when several state-run public sector banks have been __ (20) __ by a series of frauds and high levels of bad loans. Any measure that helps prevent further erosion of public faith in the beleaguered banking system would undoubtedly be very welcome.

Find the appropriate word.

Directions

Rearrange the following five sentences A, B, C, D and E in the proper sequence to form a meaningful/coherent paragraph and answer the questions that follow.

A.At the end of two months the total rainfall has met the criteria for ‘normality,’ although there are wide variations in the patterns of showers, leaving some districts hit by drought as others face floods. 

B.As with many previous monsoons, this rainy season has so far witnessed a lot of death and destruction: at least 465 people have died this year. 

C.Official data show that the realisation of 384.7 mm of rain as of July 25 is only a 3% negative departure from the Long Period Average.

D.Yet, within this phase of the monsoon, some districts of Uttar Pradesh, Uttarakhand, Bihar, Assam, Meghalaya, Arunachal Pradesh, Gujarat, Telangana and Vidarbha experienced deficits ranging from 20% to 59%.

E.The most recent assessment put out by the India Meteorological Department, that the southwest monsoon will be “normal” after a short break, comes as a relief. 

Which of the following will be the THIRD statement after the rearrangement?

Directions

Rearrange the following five sentences A, B, C, D and E in the proper sequence to form a meaningful/coherent paragraph and answer the questions that follow.

A.At the end of two months the total rainfall has met the criteria for ‘normality,’ although there are wide variations in the patterns of showers, leaving some districts hit by drought as others face floods. 

B.As with many previous monsoons, this rainy season has so far witnessed a lot of death and destruction: at least 465 people have died this year. 

C.Official data show that the realisation of 384.7 mm of rain as of July 25 is only a 3% negative departure from the Long Period Average.

D.Yet, within this phase of the monsoon, some districts of Uttar Pradesh, Uttarakhand, Bihar, Assam, Meghalaya, Arunachal Pradesh, Gujarat, Telangana and Vidarbha experienced deficits ranging from 20% to 59%.

E.The most recent assessment put out by the India Meteorological Department, that the southwest monsoon will be “normal” after a short break, comes as a relief. 

Which of the following will be the FOURTH statement after the rearrangement?

Directions

Rearrange the following five sentences A, B, C, D and E in the proper sequence to form a meaningful/coherent paragraph and answer the questions that follow.

A.At the end of two months the total rainfall has met the criteria for ‘normality,’ although there are wide variations in the patterns of showers, leaving some districts hit by drought as others face floods. 

B.As with many previous monsoons, this rainy season has so far witnessed a lot of death and destruction: at least 465 people have died this year. 

C.Official data show that the realisation of 384.7 mm of rain as of July 25 is only a 3% negative departure from the Long Period Average.

D.Yet, within this phase of the monsoon, some districts of Uttar Pradesh, Uttarakhand, Bihar, Assam, Meghalaya, Arunachal Pradesh, Gujarat, Telangana and Vidarbha experienced deficits ranging from 20% to 59%.

E.The most recent assessment put out by the India Meteorological Department, that the southwest monsoon will be “normal” after a short break, comes as a relief. 

Which of the following will be the FIRST statement after the rearrangement?

Directions

Rearrange the following five sentences A, B, C, D and E in the proper sequence to form a meaningful/coherent paragraph and answer the questions that follow.

A.At the end of two months the total rainfall has met the criteria for ‘normality,’ although there are wide variations in the patterns of showers, leaving some districts hit by drought as others face floods. 

B.As with many previous monsoons, this rainy season has so far witnessed a lot of death and destruction: at least 465 people have died this year. 

C.Official data show that the realisation of 384.7 mm of rain as of July 25 is only a 3% negative departure from the Long Period Average.

D.Yet, within this phase of the monsoon, some districts of Uttar Pradesh, Uttarakhand, Bihar, Assam, Meghalaya, Arunachal Pradesh, Gujarat, Telangana and Vidarbha experienced deficits ranging from 20% to 59%.

E.The most recent assessment put out by the India Meteorological Department, that the southwest monsoon will be “normal” after a short break, comes as a relief. 

Which of the following will be the SECOND statement after the rearrangement?

Directions

Rearrange the following five sentences A, B, C, D and E in the proper sequence to form a meaningful/coherent paragraph and answer the questions that follow.

A.At the end of two months the total rainfall has met the criteria for ‘normality,’ although there are wide variations in the patterns of showers, leaving some districts hit by drought as others face floods. 

B.As with many previous monsoons, this rainy season has so far witnessed a lot of death and destruction: at least 465 people have died this year. 

C.Official data show that the realisation of 384.7 mm of rain as of July 25 is only a 3% negative departure from the Long Period Average.

D.Yet, within this phase of the monsoon, some districts of Uttar Pradesh, Uttarakhand, Bihar, Assam, Meghalaya, Arunachal Pradesh, Gujarat, Telangana and Vidarbha experienced deficits ranging from 20% to 59%.

E.The most recent assessment put out by the India Meteorological Department, that the southwest monsoon will be “normal” after a short break, comes as a relief. 

Which of the following will be the FIFTH statement after the rearrangement?

Directions

In each question below, a sentence is given with a part of it printed in bold type. That part may contain a grammatical error. Each sentence is followed by phrases 1), 2) and 3) and 4). Find out which phrase should replace the phrase given in bold to correct the error, if there is any, and to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction required’, mark 5) as the answer.

Meticulous implementation and robust healthcare delivery in these centres can reduced the need for secondary and tertiary care. 

Directions

In each question below, a sentence is given with a part of it printed in bold type. That part may contain a grammatical error. Each sentence is followed by phrases 1), 2) and 3) and 4). Find out which phrase should replace the phrase given in bold to correct the error, if there is any, and to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction required’, mark 5) as the answer.

It’s incumbent on the higher judiciary to take concrete steps to act on the shortfall soon. 

Directions

In each question below, a sentence is given with a part of it printed in bold type. That part may contain a grammatical error. Each sentence is followed by phrases 1), 2) and 3) and 4). Find out which phrase should replace the phrase given in bold to correct the error, if there is any, and to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction required’, mark 5) as the answer.

High courts are free to pick shortlisted candidates from their states, following the reservation norms applicable around their respective states.

Directions

In each question below, a sentence is given with a part of it printed in bold type. That part may contain a grammatical error. Each sentence is followed by phrases 1), 2) and 3) and 4). Find out which phrase should replace the phrase given in bold to correct the error, if there is any, and to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction required’, mark 5) as the answer.

The proposed Bill explicitly call in that the law won’t apply to the processing of anonymised data.

Directions

In each question below, a sentence is given with a part of it printed in bold type. That part may contain a grammatical error. Each sentence is followed by phrases 1), 2) and 3) and 4). Find out which phrase should replace the phrase given in bold to correct the error, if there is any, and to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction required’, mark 5) as the answer.

The most significant change concerns the cooling-off period prescribed for office-bearers before they are allowed for contesting to a subsequent term.

Directions

Study the table and answer the given questions

In a school of 500 students,85 students do not play any of three sports –Chess, Volleyball & Basketball.

100 student play only chess.

40 student play chess & volleyball both.

35 student play volleyball & basketball.

30 student play chess & basketball.

75 student play exactly 2 sports.

The number of student playing only volleyball is 10 more than the number of student playing only basketball.

Find the number of students who plays all three sports?

Directions

Study the table and answer the given questions

In a school of 500 students,85 students do not play any of three sports –Chess, Volleyball & Basketball.

100 student play only chess.

40 student play chess & volleyball both.

35 student play volleyball & basketball.

30 student play chess & basketball.

75 student play exactly 2 sports.

The number of student playing only volleyball is 10 more than the number of student playing only basketball.

Find the number of students Who plays chess & volleyball but not Basketball?

Directions

Study the table and answer the given questions

In a school of 500 students,85 students do not play any of three sports –Chess, Volleyball & Basketball.

100 student play only chess.

40 student play chess & volleyball both.

35 student play volleyball & basketball.

30 student play chess & basketball.

75 student play exactly 2 sports.

The number of student playing only volleyball is 10 more than the number of student playing only basketball.

Find the number of student who are playing at least 2 sports?

Directions

Study the table and answer the given questions

In a school of 500 students,85 students do not play any of three sports –Chess, Volleyball & Basketball.

100 student play only chess.

40 student play chess & volleyball both.

35 student play volleyball & basketball.

30 student play chess & basketball.

75 student play exactly 2 sports.

The number of student playing only volleyball is 10 more than the number of student playing only basketball.

What is ratio of number of students playing basketball alone to that of  volleyball alone?

Directions

Study the table and answer the given questions

In a school of 500 students,85 students do not play any of three sports –Chess, Volleyball & Basketball.

100 student play only chess.

40 student play chess & volleyball both.

35 student play volleyball & basketball.

30 student play chess & basketball.

75 student play exactly 2 sports.

The number of student playing only volleyball is 10 more than the number of student playing only basketball.

Find the number of student who play volleyball?

Directions

In each of these questions a number series is given. In each series only one series is wrong. Find out the wrong number.

8           17           30             67            122           269

Directions

In each of these questions a number series is given. In each series only one series is wrong. Find out the wrong number.

10           18           22           42          64          102   

Directions

In each of these questions a number series is given. In each series only one series is wrong. Find out the wrong number.

6           4.5         9.50          26.625          97.6875           445.09375

Directions

In each of these questions a number series is given. In each series only one series is wrong. Find out the wrong number.

2       -1           2            5             30           259

Directions

In each of these questions a number series is given. In each series only one series is wrong. Find out the wrong number.

2           1          2            3       11        14637

The average age of Vicky, Dolly and Roli is 7 years while the average of these three along with Mukund and Shashi is 18 years. If Mukund is 3 years older than Shashi, what is the present age of Shashi?

Two pipes A and B can fill a tank in 15 hours and 24 hours respectively. The pipes are opened simultaneously and it is found that due to leakage in the both pipes it took 36/13 hours more to fill the tank. When the tank is completely full, in what time will the leak empty it?

Charan, Phanindra, and Sudhakar started a company by investing a total of ₹138,000. Sudhakar invested ₹10,000 more than Charan. Phanindra invested ₹14,000 less than Sudhakar. What is the dividend of Sudhakar if the company made a profit of ₹46,000? 

Shanu sold one fifth of his article at 15% discount, one sixth of his article at 12% discount, half of the remaining at 20% discount and rest at 30% discount. Find the discount he has given on whole lot.

A fruit seller buys some mangoes at the rate of 6 for Rs. 14 and an equal number more at 4 for Rs. 13. He sells the whole lot at 11 for Rs. 25. What is his loss or gain percent?

Speed of Tanvi is 2/3^rd of speed of Riya. Tanvi takes 180 minute more than Riya to cover a distance of 84 km. If speed of Himani is 110% more than speed of Tanvi, then find in what time Himani will cover a distance of 1078 km? 

A train 190 meters long overtake a person who is walking at the speed of 8 km/hr in opposite direction and passed him in 9.5 sec subsequently, it overtakes a second person, walking in opposite direction as the first person and passed him in 25/3 sec. then find speed of second person? (approximately)

Rajat spends 30% of his income and rest is his savings. If his income is increased by 25% and so his saving is also increased by 30%, then how much his expense is increased?

A dishonest dealer sells as a weight of 800 gm in place of 1 kg and adds 20% impurities of sugar. What would be his profit percentage if he claims to be selling at cost price?

Nirav and Sachin takes same time to finish a work as that of Niyati. Sachin takes 12 days less than Nirav and 4 days more than that of Niyati. Nirav and Sachin working on alternate days will complete the whole work in how many days?

Directions

In the following questions, two equations numbered I and II are given. You have to solve both the equations and give answer.

I. 12x² – 29x + 15 = 0

II. 8y² – 18y + 9 = 0

Directions

In the following questions, two equations numbered I and II are given. You have to solve both the equations and give answer.

I. 18y²  – 51y + 8 = 0

II. 12x²  – 37x + 28 = 0 

Directions

In the following questions, two equations numbered I and II are given. You have to solve both the equations and give answer.

I. 77x²  + 78x – 27 = 0  

II. 49y²  – 98y + 45= 0

Directions

In the following questions, two equations numbered I and II are given. You have to solve both the equations and give answer.

I. 24y²  + 2y – 15 = 0 

II. 12x²  – 29x + 15 = 0

Directions

In the following questions, two equations numbered I and II are given. You have to solve both the equations and give answer.

I. 12x²  + 41x + 35 = 0

II. 6y²  + 17y + 12 = 0

Directions

The following pie charts show the percentage of workers in two companies Woodland and Nike who are working in different units.

Total numbers of workers in Woodland and Nike are 7500 and 9000 respectively.  

Ratio between the females and males of both the companies in different units.

In which of the following units, the number of male workers of Woodland is equal to the female workers of Nike?

Directions

The following pie charts show the percentage of workers in two companies Woodland and Nike who are working in different units.

Total numbers of workers in Woodland and Nike are 7500 and 9000 respectively.  

Ratio between the females and males of both the companies in different units.

By what percent is the number of female workers of Nike for unit H more than that of male workers of Woodland for same unit?

Directions

The following pie charts show the percentage of workers in two companies Woodland and Nike who are working in different units.

Total numbers of workers in Woodland and Nike are 7500 and 9000 respectively.  

Ratio between the females and males of both the companies in different units.

In which of the following two units, the number of male workers for Nike is the same?

Directions

The following pie charts show the percentage of workers in two companies Woodland and Nike who are working in different units.

Total numbers of workers in Woodland and Nike are 7500 and 9000 respectively.  

Ratio between the females and males of both the companies in different units.

Find the ratio of the male workers in unit H of Woodland to the female workers in unit M of Nike.

Directions

The following pie charts show the percentage of workers in two companies Woodland and Nike who are working in different units.

Total numbers of workers in Woodland and Nike are 7500 and 9000 respectively.  

Ratio between the females and males of both the companies in different units.

In how many units of Nike are the female workers are more than 600?

Directions

What will come in place of question marks ‘?’ in the following questions? (You do not have to calculate the exact value)?

1035.11 ÷ [(3/4) of (70.78 + 65.03) – 15.75] = ? 

Directions

What will come in place of question marks ‘?’ in the following questions? (You do not have to calculate the exact value)?

(15.88% of 899.77) ÷ 4.121 + (2.11  ×   15 ) = ? – (21.77) ²   + 40.33% of 140.11  

Directions

What will come in place of question marks ‘?’ in the following questions? (You do not have to calculate the exact value)?

(22.88)²  + (48.10)²  – (31.78)²  = (14.33)²  + 20.22% of 519.8 – ? + 404.23

Directions

What will come in place of question marks ‘?’ in the following questions? (You do not have to calculate the exact value)?

?  ÷   43.77 + 40.11 % of 239.88 = (22.11  ×   44 ) + 30% of 380.11     

Directions

What will come in place of question marks ‘?’ in the following questions? (You do not have to calculate the exact value?

{(40.33)⁴ ×   (19.77) ²   ÷ (1600.33) ²   } × (79.88) ²   = (39.78)^? 

Directions

In the following questions, symbols @, $, #, % and * are used with the following meaning as illustrated below:

‘P @ Q’ means ‘P is neither greater than nor equal to Q’

‘P $ Q’ means ‘P is not smaller than Q’.

‘P # Q’ means ‘P is neither smaller than nor greater than Q’.

‘P % Q’ means ‘P is not greater than Q

‘P * Q’ means ‘P is neither smaller than nor equal to Q.

 In all the following questions, give answer

Statements:  R $ S,      T @ S,     T % U,   V * U 

Conclusions:I. R * V          II. S @ U

Directions

In the following questions, symbols @, $, #, % and * are used with the following meaning as illustrated below:

‘P @ Q’ means ‘P is neither greater than nor equal to Q’

‘P $ Q’ means ‘P is not smaller than Q’.

‘P # Q’ means ‘P is neither smaller than nor greater than Q’.

‘P % Q’ means ‘P is not greater than Q

‘P * Q’ means ‘P is neither smaller than nor equal to Q.

 In all the following questions, give answer

Statements:  W $ X,     X * Y,      Y @ Z,   Z % I

Conclusions:I. X * Z           II. X % Z

Directions

In the following questions, symbols @, $, #, % and * are used with the following meaning as illustrated below:

‘P @ Q’ means ‘P is neither greater than nor equal to Q’

‘P $ Q’ means ‘P is not smaller than Q’.

‘P # Q’ means ‘P is neither smaller than nor greater than Q’.

‘P % Q’ means ‘P is not greater than Q

‘P * Q’ means ‘P is neither smaller than nor equal to Q.

 Now in each of the following questions, assuming the four statements to be true, find which of the two conclusions I and II given below them is/are true. Give answer. 

Statements:  D $ E,      F @ E,     G % F,    H $ G

Conclusions:I. H $ D          II. D * G

Directions

In the following questions, symbols @, $, #, % and * are used with the following meaning as illustrated below:

‘P @ Q’ means ‘P is neither greater than nor equal to Q’

‘P $ Q’ means ‘P is not smaller than Q’.

‘P # Q’ means ‘P is neither smaller than nor greater than Q’.

‘P % Q’ means ‘P is not greater than Q

‘P * Q’ means ‘P is neither smaller than nor equal to Q.

 In all the following questions, give answer

Statements:  A % B,     B * C,      D $ C,    E * D

Conclusions:I. B * D          II. C # E 

Directions

In the following questions, symbols @, $, #, % and * are used with the following meaning as illustrated below:

‘P @ Q’ means ‘P is neither greater than nor equal to Q’

‘P $ Q’ means ‘P is not smaller than Q’.

‘P # Q’ means ‘P is neither smaller than nor greater than Q’.

‘P % Q’ means ‘P is not greater than Q

‘P * Q’ means ‘P is neither smaller than nor equal to Q.

 In all the following questions, give answer

Statements:  M # N,     O $ M,    N % P,   N $ T

Conclusions:I. P * M          II. P # M

Directions

Study the following information carefully and answer the questions given below:

E is the sister of C. C is the father of Q. Q is the brother of M. M is married to Z. A is the mother of C. A has only one son. A is married to G. E is the sister of R. L is the mother-in-law of R.

How is R related to Q?

Directions

Study the following information carefully and answer the questions given below:

E is the sister of C. C is the father of Q. Q is the brother of M. M is married to Z. A is the mother of C. A has only one son. A is married to G. E is the sister of R. L is the mother-in-law of R.

If B is only child of L, then how is R related to B?

If in the word BACKBONE all the consonants are replaced by the next letter and all the vowels are replaced by the previous letter and then arranged in alphabetical order, which will be fifth from the right end?

In a certain coded language ROYAL is coded as OPUBI and CHOICE is coded as AEPJAF, then what is the code of SYSTEM?

How many such pairs of letters are there in the word ‘MANCHESTER’ each of which has as many letters between them in the word (in both backward and forward direction) as they have between them in the English alphabetical series?

Directions

Study the following information and answer the given questions:

Eight persons Ramesh, Dharmesh, Raghav, Shakti, Remo, Akash, Punit and Suman are made to sit in two rows with 4 members in each row. Ramesh, Dharmesh, Remo and Punit are facing south and sit in row X. Shakti, Suman, Raghav and Akash are facing North and sit in row Y. Each of the member of both the rows is working in four different companies viz. SBI, PNB, BOB and Yes Bank such that no two member of the same row works in the same company.

1. Shakti does not works in BOB. Dharmesh sits on immediate left of Punit.

2. Suman does not works in BOB and he does not sit at any ends of the row.

3. The person of row Y who works in SBI faces the immediate neighbour of that person of row X who works in PNB.

4. Raghav is not an immediate neighbour of Akash. The person of row X who works in PNB sits to the immediate right of Punit.

5. Raghav faces the immediate neighbour of Dharmesh, who does not work in PNB.

6. There is only one person between the persons who works in BOB and Yes Bank in both the rows.

7. The person on row X who works in Yes Bank faces the person of row Y who works in PNB.

8. The person of row Y who works in BOB faces Ramesh.

9. Akash is not an immediate neighbour of Suman who sits immediate right of Shakti.

Which of the following are the two persons are working in PNB?  

Directions

Study the following information and answer the given questions:

Eight persons Ramesh, Dharmesh, Raghav, Shakti, Remo, Akash, Punit and Suman are made to sit in two rows with 4 members in each row. Ramesh, Dharmesh, Remo and Punit are facing south and sit in row X. Shakti, Suman, Raghav and Akash are facing North and sit in row Y. Each of the member of both the rows is working in four different companies viz. SBI, PNB, BOB and Yes Bank such that no two member of the same row works in the same company.

1. Shakti does not works in BOB. Dharmesh sits on immediate left of Punit.

2. Suman does not works in BOB and he does not sit at any ends of the row.

3. The person of row Y who works in SBI faces the immediate neighbour of that person of row X who works in PNB.

4. Raghav is not an immediate neighbour of Akash. The person of row X who works in PNB sits to the immediate right of Punit.

5. Raghav faces the immediate neighbour of Dharmesh, who does not work in PNB.

6. There is only one person between the persons who works in BOB and Yes Bank in both the rows.

7. The person on row X who works in Yes Bank faces the person of row Y who works in PNB.

8. The person of row Y who works in BOB faces Ramesh.

9. Akash is not an immediate neighbour of Suman who sits immediate right of Shakti.

Who among the following sits between Shakti and Raghav?

Directions

Study the following information and answer the given questions:

Eight persons Ramesh, Dharmesh, Raghav, Shakti, Remo, Akash, Punit and Suman are made to sit in two rows with 4 members in each row. Ramesh, Dharmesh, Remo and Punit are facing south and sit in row X. Shakti, Suman, Raghav and Akash are facing North and sit in row Y. Each of the member of both the rows is working in four different companies viz. SBI, PNB, BOB and Yes Bank such that no two member of the same row works in the same company.

1. Shakti does not works in BOB. Dharmesh sits on immediate left of Punit.

2. Suman does not works in BOB and he does not sit at any ends of the row.

3. The person of row Y who works in SBI faces the immediate neighbour of that person of row X who works in PNB.

4. Raghav is not an immediate neighbour of Akash. The person of row X who works in PNB sits to the immediate right of Punit.

5. Raghav faces the immediate neighbour of Dharmesh, who does not work in PNB.

6. There is only one person between the persons who works in BOB and Yes Bank in both the rows.

7. The person on row X who works in Yes Bank faces the person of row Y who works in PNB.

8. The person of row Y who works in BOB faces Ramesh.

9. Akash is not an immediate neighbour of Suman who sits immediate right of Shakti.

Which of the following option denotes a pair of two persons sitting diagonally opposite to each other?

Directions

Study the following information and answer the given questions:

Eight persons Ramesh, Dharmesh, Raghav, Shakti, Remo, Akash, Punit and Suman are made to sit in two rows with 4 members in each row. Ramesh, Dharmesh, Remo and Punit are facing south and sit in row X. Shakti, Suman, Raghav and Akash are facing North and sit in row Y. Each of the member of both the rows is working in four different companies viz. SBI, PNB, BOB and Yes Bank such that no two member of the same row works in the same company.

1. Shakti does not works in BOB. Dharmesh sits on immediate left of Punit.

2. Suman does not works in BOB and he does not sit at any ends of the row.

3. The person of row Y who works in SBI faces the immediate neighbour of that person of row X who works in PNB.

4. Raghav is not an immediate neighbour of Akash. The person of row X who works in PNB sits to the immediate right of Punit.

5. Raghav faces the immediate neighbour of Dharmesh, who does not work in PNB.

6. There is only one person between the persons who works in BOB and Yes Bank in both the rows.

7. The person on row X who works in Yes Bank faces the person of row Y who works in PNB.

8. The person of row Y who works in BOB faces Ramesh.

9. Akash is not an immediate neighbour of Suman who sits immediate right of Shakti.

Who among the following sits opposite to Punit?

Directions

Study the following information and answer the given questions:

Eight persons Ramesh, Dharmesh, Raghav, Shakti, Remo, Akash, Punit and Suman are made to sit in two rows with 4 members in each row. Ramesh, Dharmesh, Remo and Punit are facing south and sit in row X. Shakti, Suman, Raghav and Akash are facing North and sit in row Y. Each of the member of both the rows is working in four different companies viz. SBI, PNB, BOB and Yes Bank such that no two member of the same row works in the same company.

1. Shakti does not works in BOB. Dharmesh sits on immediate left of Punit.

2. Suman does not works in BOB and he does not sit at any ends of the row.

3. The person of row Y who works in SBI faces the immediate neighbour of that person of row X who works in PNB.

4. Raghav is not an immediate neighbour of Akash. The person of row X who works in PNB sits to the immediate right of Punit.

5. Raghav faces the immediate neighbour of Dharmesh, who does not work in PNB.

6. There is only one person between the persons who works in BOB and Yes Bank in both the rows.

7. The person on row X who works in Yes Bank faces the person of row Y who works in PNB.

8. The person of row Y who works in BOB faces Ramesh.

9. Akash is not an immediate neighbour of Suman who sits immediate right of Shakti.

Who among the following is sitting second to the right of Dharmesh?

Directions

Study the following information carefully and answer the questions given below:
A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and various steps of rearrangement. (All the numbers are two digit numbers).

Input : 12   star   27    59    43    rise   gift   87    heat    34     long    79     97    beer   cast  plan
Step I : 12 beer 27    59    43    rise   gift    87    heat    34     long   79    cast   plan   star    97
Step II : 12 27    beer cast 59    43    gift   heat   34    long    79    plan    rise    star   87   97
Step III : 12       27    34    beer cast gift   59    43    heat   long    plan  rise   star      79    87   97
Step IV : 12       27    34    43    beer       cast gift     heat   long    plan   rise  star     59          79    87    97
And Step IV is the last step of the rearrangement as the desired arrangement is obtained. As per rules followed in the above steps, and out in each of the questions the appropriate step for the given input.

Input : 33   13     won    alarm    blank    zero     26     83    charm    term    save    64    57    done    93   80

Which of the following represents the position of “save” in the Step III? 

Directions

Study the following information carefully and answer the questions given below:
A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and various steps of rearrangement. (All the numbers are two digit numbers).

Input : 12   star   27    59    43    rise   gift   87    heat    34     long    79     97    beer   cast  plan
Step I : 12 beer 27    59    43    rise   gift    87    heat    34     long   79    cast   plan   star    97
Step II : 12 27    beer cast 59    43    gift   heat   34    long    79    plan    rise    star   87   97
Step III : 12       27    34    beer cast gift   59    43    heat   long    plan  rise   star      79    87   97
Step IV : 12       27    34    43    beer       cast gift     heat   long    plan   rise  star     59          79    87    97
And Step IV is the last step of the rearrangement as the desired arrangement is obtained. As per rules followed in the above steps, and out in each of the questions the appropriate step for the given input.

Input : 33   13     won    alarm    blank    zero     26     83    charm    term    save    64    57    done    93   80

How many elements (words/ numbers) are there between “done” and “83” as they appear in Step IV?

Directions

Study the following information carefully and answer the questions given below:
A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and various steps of rearrangement. (All the numbers are two digit numbers).

Input : 12   star   27    59    43    rise   gift   87    heat    34     long    79     97    beer   cast  plan
Step I : 12 beer 27    59    43    rise   gift    87    heat    34     long   79    cast   plan   star    97
Step II : 12 27    beer cast 59    43    gift   heat   34    long    79    plan    rise    star   87   97
Step III : 12       27    34    beer cast gift   59    43    heat   long    plan  rise   star      79    87   97
Step IV : 12       27    34    43    beer       cast gift     heat   long    plan   rise  star     59          79    87    97
And Step IV is the last step of the rearrangement as the desired arrangement is obtained. As per rules followed in the above steps, and out in each of the questions the appropriate step for the given input.

Input : 33   13     won    alarm    blank    zero     26     83    charm    term    save    64    57    done    93   80

Which element (word/number) would be at the ninth position from the left in the Step II?

Directions

Study the following information carefully and answer the questions given below:
A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and various steps of rearrangement. (All the numbers are two digit numbers).

Input : 12   star   27    59    43    rise   gift   87    heat    34     long    79     97    beer   cast  plan
Step I : 12 beer 27    59    43    rise   gift    87    heat    34     long   79    cast   plan   star    97
Step II : 12 27    beer cast 59    43    gift   heat   34    long    79    plan    rise    star   87   97
Step III : 12       27    34    beer cast gift   59    43    heat   long    plan  rise   star      79    87   97
Step IV : 12       27    34    43    beer       cast gift     heat   long    plan   rise  star     59          79    87    97
And Step IV is the last step of the rearrangement as the desired arrangement is obtained. As per rules followed in the above steps, and out in each of the questions the appropriate step for the given input.

Input : 33   13     won    alarm    blank    zero     26     83    charm    term    save    64    57    done    93   80

At which of the following position “done” would appear from the right in the Step III?

Directions

Study the following information carefully and answer the questions given below: 
A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and various steps of rearrangement. (All the numbers are two digit numbers).

Input : 12   star   27    59    43    rise   gift   87    heat    34     long    79     97    beer   cast  plan
Step I : 12 beer 27    59    43    rise   gift    87    heat    34     long   79    cast   plan   star    97
Step II : 12 27    beer cast 59    43    gift   heat   34    long    79    plan    rise    star   87   97
Step III : 12       27    34    beer cast gift   59    43    heat   long    plan  rise   star      79    87   97
Step IV : 12       27    34    43    beer       cast gift     heat   long    plan   rise  star     59          79    87    97
And Step IV is the last step of the rearrangement as the desired arrangement is obtained. As per rules followed in the above steps, and out in each of the questions the appropriate step for the given input.

Input : 33   13     won    alarm    blank    zero     26     83    charm    term    save    64    57    done    93   80

Which word/number would be third to the left of the sixth element from the right in the Step III?

Directions

Study the following information and answer the given questions:

Eight students- Lalit, Megha, Nimit, Om, Anjali, Bhaskar, Chirag and Deepesh are sitting in a circle at equal distances. Three of them are facing toward the centre and other five are facing opposite to the centre of the circle.

1. Two students are sitting between Deepesh and Anjali and two are sitting between Bhaskar and Anjali.

2. Nimit is sitting to the second left of Chirag, who is facing the centre of the circle.

3. Megha is facing the centre of the circle. Megha is sitting to the third right of Bhaskar.

4. Om is not near to Deepesh. Nimit is sitting third to the left of Ojm, who is second right of Lalit, who is facing opposite to the centre of the circle.

5. Anjali is not opposite to Bhaskar and Nimit.

6. Immediate neighbour of Bhaskar faces opposite direction (Opposite direction means if one of the neighbour of Bhaskar faces towards the center then other neighbour of Bhaskar faces opposite to center and vice-versa).

Who among following sits fourth to right of Lalit?

Directions

Study the following information and answer the given questions:

Eight students- Lalit, Megha, Nimit, Om, Anjali, Bhaskar, Chirag and Deepesh are sitting in a circle at equal distances. Three of them are facing toward the centre and other five are facing opposite to the centre of the circle.

1. Two students are sitting between Deepesh and Anjali and two are sitting between Bhaskar and Anjali.

2. Nimit is sitting to the second left of Chirag, who is facing the centre of the circle.

3. Megha is facing the centre of the circle. Megha is sitting to the third right of Bhaskar.

4. Om is not near to Deepesh. Nimit is sitting third to the left of Ojm, who is second right of Lalit, who is facing opposite to the centre of the circle.

5. Anjali is not opposite to Bhaskar and Nimit.

6. Immediate neighbour of Bhaskar faces opposite direction (Opposite direction means if one of the neighbour of Bhaskar faces towards the center then other neighbour of Bhaskar faces opposite to center and vice-versa).

Who is sitting third to the left of Anjali?

Directions

Study the following information and answer the given questions:

Eight students- Lalit, Megha, Nimit, Om, Anjali, Bhaskar, Chirag and Deepesh are sitting in a circle at equal distances. Three of them are facing toward the centre and other five are facing opposite to the centre of the circle.

1. Two students are sitting between Deepesh and Anjali and two are sitting between Bhaskar and Anjali.

2. Nimit is sitting to the second left of Chirag, who is facing the centre of the circle.

3. Megha is facing the centre of the circle. Megha is sitting to the third right of Bhaskar.

4. Om is not near to Deepesh. Nimit is sitting third to the left of Ojm, who is second right of Lalit, who is facing opposite to the centre of the circle.

5. Anjali is not opposite to Bhaskar and Nimit.

6. Immediate neighbour of Bhaskar faces opposite direction (Opposite direction means if one of the neighbour of Bhaskar faces towards the center then other neighbour of Bhaskar faces opposite to center and vice-versa).

Who among following sits immediate left of Bhaskar?

Directions

Study the following information and answer the given questions:

Eight students- Lalit, Megha, Nimit, Om, Anjali, Bhaskar, Chirag and Deepesh are sitting in a circle at equal distances. Three of them are facing toward the centre and other five are facing opposite to the centre of the circle.

1. Two students are sitting between Deepesh and Anjali and two are sitting between Bhaskar and Anjali.

2. Nimit is sitting to the second left of Chirag, who is facing the centre of the circle.

3. Megha is facing the centre of the circle. Megha is sitting to the third right of Bhaskar.

4. Om is not near to Deepesh. Nimit is sitting third to the left of Ojm, who is second right of Lalit, who is facing opposite to the centre of the circle.

5. Anjali is not opposite to Bhaskar and Nimit.

6. Immediate neighbour of Bhaskar faces opposite direction (Opposite direction means if one of the neighbour of Bhaskar faces towards the center then other neighbour of Bhaskar faces opposite to center and vice-versa).

Who is second right to Chirag?

Directions

Study the following information and answer the given questions:

Eight students- Lalit, Megha, Nimit, Om, Anjali, Bhaskar, Chirag and Deepesh are sitting in a circle at equal distances. Three of them are facing toward the centre and other five are facing opposite to the centre of the circle.

1. Two students are sitting between Deepesh and Anjali and two are sitting between Bhaskar and Anjali.

2. Nimit is sitting to the second left of Chirag, who is facing the centre of the circle.

3. Megha is facing the centre of the circle. Megha is sitting to the third right of Bhaskar.

4. Om is not near to Deepesh. Nimit is sitting third to the left of Ojm, who is second right of Lalit, who is facing opposite to the centre of the circle.

5. Anjali is not opposite to Bhaskar and Nimit.

6. Immediate neighbour of Bhaskar faces opposite direction (Opposite direction means if one of the neighbour of Bhaskar faces towards the center then other neighbour of Bhaskar faces opposite to center and vice-versa).

How many students are sitting between Deepesh and Om, when counting in clockwise direction from Om?

Directions

In each question below are given some statements followed by four conclusions numbered I, II and III are given. You have to take the four given statements to be true even if they seem to be at variance with commonly known facts and then decide which of the given conclusions logically follows from the given statements, disregarding commonly known facts.

Statements: Some musicians are producers

                          All producers are painters

                         No painter is a actor

                         All directors are actors.

Conclusions:  I. All musicians being directors is a possibility.

                     II. No director is producer.

                    III. No painter is musician

Directions

In each question below are given some statements followed by four conclusions numbered I, II and III are given. You have to take the four given statements to be true even if they seem to be at variance with commonly known facts and then decide which of the given conclusions logically follows from the given statements, disregarding commonly known facts.

Statements: Some disks are drives.

                    All drives are printers.

                    Some printers are scanners.

                    All scanners are monitors.

Conclusions:  I. Some drives are monitors

                     II. All scanners may be disks

                    III. All printers being monitors is a possibility.

Directions

In each question below are given some statements followed by four conclusions numbered I, II and III are given. You have to take the four given statements to be true even if they seem to be at variance with commonly known facts and then decide which of the given conclusions logically follows from the given statements, disregarding commonly known facts.

Statements: All bricks are cements.

                 Some buildings are cements.

                 All rods are buildings.

                No container is building

Conclusions:  I. No container is rod

                     II. Some rods are cements.

                    III. All containers being cements is a possibility.

Directions

In each question below are given some statements followed by four conclusions numbered I, II and III are given. You have to take the four given statements to be true even if they seem to be at variance with commonly known facts and then decide which of the given conclusions logically follows from the given statements, disregarding commonly known facts.

Statements: All hens are ducks.

                   No duck is an egg.

                   All eggs are nests.

                  Some eggs are cocks.

Conclusions:  I. All ducks being nests is a possibility

                     II. Some cocks are hens.

                    III. All cock being eggs is a possibility

Directions

In each question below are given some statements followed by four conclusions numbered I, II and III are given. You have to take the four given statements to be true even if they seem to be at variance with commonly known facts and then decide which of the given conclusions logically follows from the given statements, disregarding commonly known facts.

Statements: All triangles are spheres.

                   No sphere is a circle.

                  All circles are polygons.

                  Some polygons are rectangles

Conclusions:  I. Some circles are rectangles

                     II. All triangles being polygons is a possibility.

                   III. Some polygons are not spheres.

Directions

Study the following information and answer the given questions:

Seven friends namely Manmeet, Narendra, Hiten, Pankaj, Umesh, Rachit and Sanjay, have a sport competition on seven different days, namely Monday, Tuesday, Wednesday, Thursday, Friday, Saturday and Sunday of the same week. Each friend takes part on different games, namely Chess, Carrom, Table Tennis, Hockey, Football, Cricket and Badminton, but not necessarily in the same order.

The one who takes parts in Chess has a competition on Saturday. Sanjay takes parts in Carrom and has a competition on Wednesday. Narendra has a competition immediately before Umesh. Narendra does not have a competition on any of the days after Sanjay. The one who takes part in Badminton does not have a competition on any of the days on or before Friday. The one who takes part in Table tennis has a competition immediately after Hiten. Umesh does not takes part in Football. The one who takes part in Cricket does not have competition immediately before or after Sanjay.  Rachit does not have any competition on Sunday and does not takes part in Table tennis. Pankaj does not have any competition on any of the days before Manmeet.

Which of the following games does Rachit takes parts in?

Directions

Study the following information and answer the given questions:

Seven friends namely Manmeet, Narendra, Hiten, Pankaj, Umesh, Rachit and Sanjay, have a sport competition on seven different days, namely Monday, Tuesday, Wednesday, Thursday, Friday, Saturday and Sunday of the same week. Each friend takes part on different games, namely Chess, Carrom, Table Tennis, Hockey, Football, Cricket and Badminton, but not necessarily in the same order.

The one who takes parts in Chess has a competition on Saturday. Sanjay takes parts in Carrom and has a competition on Wednesday. Narendra has a competition immediately before Umesh. Narendra does not have a competition on any of the days after Sanjay. The one who takes part in Badminton does not have a competition on any of the days on or before Friday. The one who takes part in Table tennis has a competition immediately after Hiten. Umesh does not takes part in Football. The one who takes part in Cricket does not have competition immediately before or after Sanjay.  Rachit does not have any competition on Sunday and does not takes part in Table tennis. Pankaj does not have any competition on any of the days before Manmeet.

Four of the following five form a group as per the given arrangement. Which of the following does not belong to that group?

Directions

Study the following information and answer the given questions:

Seven friends namely Manmeet, Narendra, Hiten, Pankaj, Umesh, Rachit and Sanjay, have a sport competition on seven different days, namely Monday, Tuesday, Wednesday, Thursday, Friday, Saturday and Sunday of the same week. Each friend takes part on different games, namely Chess, Carrom, Table Tennis, Hockey, Football, Cricket and Badminton, but not necessarily in the same order.

The one who takes parts in Chess has a competition on Saturday. Sanjay takes parts in Carrom and has a competition on Wednesday. Narendra has a competition immediately before Umesh. Narendra does not have a competition on any of the days after Sanjay. The one who takes part in Badminton does not have a competition on any of the days on or before Friday. The one who takes part in Table tennis has a competition immediately after Hiten. Umesh does not takes part in Football. The one who takes part in Cricket does not have competition immediately before or after Sanjay.  Rachit does not have any competition on Sunday and does not takes part in Table tennis. Pankaj does not have any competition on any of the days before Manmeet.

Based on the given arrangement, which of the following statements is TRUE?

Directions

Study the following information and answer the given questions:

Seven friends namely Manmeet, Narendra, Hiten, Pankaj, Umesh, Rachit and Sanjay, have a sport competition on seven different days, namely Monday, Tuesday, Wednesday, Thursday, Friday, Saturday and Sunday of the same week. Each friend takes part on different games, namely Chess, Carrom, Table Tennis, Hockey, Football, Cricket and Badminton, but not necessarily in the same order.

The one who takes parts in Chess has a competition on Saturday. Sanjay takes parts in Carrom and has a competition on Wednesday. Narendra has a competition immediately before Umesh. Narendra does not have a competition on any of the days after Sanjay. The one who takes part in Badminton does not have a competition on any of the days on or before Friday. The one who takes part in Table tennis has a competition immediately after Hiten. Umesh does not takes part in Football. The one who takes part in Cricket does not have competition immediately before or after Sanjay.  Rachit does not have any competition on Sunday and does not takes part in Table tennis. Pankaj does not have any competition on any of the days before Manmeet.

Which of the following combinations is definitely correct?

Directions

Study the following information and answer the given questions:

Seven friends namely Manmeet, Narendra, Hiten, Pankaj, Umesh, Rachit and Sanjay, have a sport competition on seven different days, namely Monday, Tuesday, Wednesday, Thursday, Friday, Saturday and Sunday of the same week. Each friend takes part on different games, namely Chess, Carrom, Table Tennis, Hockey, Football, Cricket and Badminton, but not necessarily in the same order.

The one who takes parts in Chess has a competition on Saturday. Sanjay takes parts in Carrom and has a competition on Wednesday. Narendra has a competition immediately before Umesh. Narendra does not have a competition on any of the days after Sanjay. The one who takes part in Badminton does not have a competition on any of the days on or before Friday. The one who takes part in Table tennis has a competition immediately after Hiten. Umesh does not takes part in Football. The one who takes part in Cricket does not have competition immediately before or after Sanjay.  Rachit does not have any competition on Sunday and does not takes part in Table tennis. Pankaj does not have any competition on any of the days before Manmeet.

On which day does Narendra have his competition?